🧾 How to Claim TCS Refund After Buying a Car from AFD CSD Portal (2025)

Did you buy a car or bike through the official AFD CSD Portal and notice a 1% TCS (Tax Collected at Source) on your receipt? That tax can be reclaimed while filing your income tax return. This guide explains how to claim the refund and what to do if it’s not showing in your Form 26AS.

📌 Helpful CSD Guides:

💡 Why Is TCS Deducted on AFD CSD Purchases?

According to the Income Tax Act, if you purchase a motor vehicle above ₹10 lakh, 1% TCS must be collected by the seller.
This applies even for subsidized purchases via CSD.
The TCS amount is paid to the Income Tax Department and linked to your PAN.

📁 What You’ll Need to Claim the Refund

Payment receipt or invoice from AFD CSD showing TCS
Your PAN card
Access to incometax.gov.in to file ITR
Bank account details to receive the refund

📝 How to Claim TCS Refund – Step-by-Step

Step 1: View Form 26AS

Login to incometax.gov.in
Click on e-File → Income Tax Returns → View Form 26AS
Make sure the TCS entry appears for your CSD payment

Step 2: Begin ITR Filing

Select ITR-1 or ITR-2 (most individuals use these)
Go to the section called ‘Schedule TCS’

Step 3: Enter or Verify TCS Details

If the system didn’t autofill it, you can manually enter:

TAN of Collector (available on receipt or Form 27D)
Name of Collector: CSD Payment Bank or Dealer
Amount Collected: TCS amount charged
Payment Nature: Motor Vehicle over ₹10 lakh

Step 4: Submit Return and e-Verify

After checking everything, submit your return and verify using Aadhaar OTP or NetBanking. Refunds generally arrive in 1–3 months.

⚠️ What If TCS Does Not Appear in 26AS or AIS?

Here’s What You Can Do:

Double-check PAN: Ensure you gave the correct PAN to CSD/Dealer
Check AIS (Annual Info Statement): Sometimes TCS shows here instead of Form 26AS
Contact the Dealer or Payment Bank: Ask for:
- Confirmation that TCS was filed against your PAN
- Form 27D – a certificate of TCS deduction
Request correction: If dealer entered wrong PAN, they must revise their TCS return

Filing ITR Urgently?

If dealer confirms correct TCS filing but it’s still not showing, you may manually claim it in the TCS schedule of your ITR. Keep the receipt or Form 27D as backup proof in case of assessment.

❓ FAQs – TCS Refund for AFD Purchases

Do all AFD vehicle purchases include TCS?

No. TCS applies only if your vehicle’s cost exceeds ₹10 lakh.

Where can I find the TCS collector’s TAN?

Check your payment receipt or request Form 27D from the dealer or bank.

Can I claim refund if it's not showing in Form 26AS?

Yes, but you should ideally wait until it appears or get confirmation via Form 27D from the dealer.

How long does TCS refund take?

Usually between 30–90 days after ITR is verified and processed.

📁 AFD CSD Quick Access Menu

Need more help? Post a comment below or visit your local URC or CSD office with your invoice and PAN details.

How to Claim TCS Refund After Buying a Car from AFD CSD Portal (2025)